Privacy & cookie policy

Who we are

GlobalIndianNRI ("we") publishes educational content for NRIs. For privacy questions, contact editorial@globalindiannri.com.

What we collect

• Contact form: your name, email address, country of residence, topic and message, stored in our private enquiries database and used only to review and respond to your enquiry.
• Calculators: everything you enter is processed in your browser and is not sent to us.
• Consent choice: your cookie preference is saved in your browser's local storage under "gih-consent-v1" so we do not ask again.
• Site analytics: our hosting provider, Lovable, records visitor analytics without cookies. It records the pages visited, where visitors came from, their country, browser, operating system and device type, how long they stay, how fast pages load, and errors. It stores nothing on your device, does not keep IP addresses and does not identify you. Detailed data is kept for 90 days and daily summaries for a year. Lovable collects this data for us; Lovable's privacy policy explains how it handles it. This counting happens for every visitor, regardless of the cookie banner.

Google AdSense and advertising cookies

We use Google AdSense to show ads. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to our site and/or other sites on the internet. You can opt out of personalised advertising at Google Ads Settings (adssettings.google.com) or at www.aboutads.info. Learn more at policies.google.com/technologies/partner-sites.

Advertising cookies are only set after you choose "Accept all" or enable advertising cookies in our banner. If you reject, Google may show non-personalised ads, which still use cookies for frequency capping and fraud prevention where the law allows.

Your rights under UK and EU GDPR

Our legal basis for advertising and analytics cookies is your consent, which you can withdraw at any time by clearing this site's data in your browser so the banner reappears. You have the right to access, correct, delete, restrict or object to processing of your personal data and to complain to the UK ICO or your local supervisory authority.

Your rights under California law (CCPA/CPRA)

Cookie-based advertising may be considered "selling" or "sharing" personal information. California residents can opt out by choosing "Reject non-essential" in our banner; we also honour Global Privacy Control signals where supported. You may request to know or delete the personal information we hold. We do not knowingly collect data from children under 16.

Retention

Contact messages are kept for up to 24 months, then deleted.

Changes

We will update this page when our practices change and show the date above.